Financial Management

Solve your student debt without another loan. You may have spotted the recent surge of reports, studies and surveys conducted saying that students are leaving university with more debt than ever.

We work with you to produce an income and expenditure statement to show how much money you have left each month after you have paid your rent or mortgage, council tax, utility bills, food and travel.

If this shows the amount you have left, your disposable income, isn't enough to pay your creditors minimum contractual payments we will contact them on your behalf..

We show your creditors the details of your income and expenditure and how much disposable income you have available. .

In a nutshell - What does a debt management mean for me?

You wont have to borrow more money we work with the income and debts you have to provide an affordable solution thats unique to you
Youll be able to maintain a reasonable standard of living and repay your debts
We aim to have your interest and charges frozen
We deal with your creditors directly on your behalf
You make one monthly payment to Chiltern and we do the rest

This may be the solution if you;

Have credit or store card debt
Have unsecured personal loan debt
Have catalogue company debt
Owe more than 3,000
Have 2 or more such debts
Have default notices
Have CCJ's

You are not alone it may feel like the walls are closing in, but according to the Financial Services Authority, 3 million people say it is a constant struggle to keep up with financial commitments. Take positive action today. Click here for a brochure or to find out more