Comprehensive Car Insurance

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Find comprehensive car insurance cover in the simplest terms is that you can claim for any damaged caused to your car whatever. Please note the exclusion clauses, you will find these in the small print. You should understand, however, that no policy will ever cover you for every single thing.

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You will also need to be aware that you are very likely to have to pay excess should you make a claim.

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On some comprehensive policies, will usually include cover you for windscreen, some third party fire and theft policies will allow you to add this on in return for an extra premium, comprehensive cover has this included. Your insurer will have a deal with a specialist glass firm, and assuming you go there, you will pay only the excess.

What is excluded from Comprehensive Insurance Policies?

Exclusions can be found in the small print at the bottom of your policy, so make sure before signing any policy you read it carefully.

You will also need to be aware that you are very likely to have to pay excess should you make a claim. This can range anywhere between �100 to �300 and means that each time you claim you will need to pay the first �100 to �300 so think first before claiming.

Even with comprehensive insurance your excess must be paid no matter who is to blame to the loss, accident or damage You have to pay it because you have entered in to a legal contract where you have agreed to pay the first few pounds of each claim. Should you not be at fault, you will be able to claim it back eventually from the at fault person's insurance company.

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