Virgin Loans - online information and application

Welcome to virgin loans, suitable for graduates. Virgin have one of the competitive loans in the UK. They usually provide an instant decision, however in some circumstances they may need to contact you regarding your application. All applicants will be contacted within 24 hours.
Before you accept and apply, make sure you read the terms and consitions.

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Virgin Loan- What You Get

Apply now online by filling out the simple application form.

You choose how much, how long and what for?

You can borrow �3,000 � �25,000 at a typical rate of 6.9% APR. Build a shed, buy a camel, fly to the moon... as long as it's legal we don't care. Pay it back over 12�72 months, with or without Payment Protection Cover. You can even choose to defer your loan repayments for the first 4 months*. Nice one.

No hidden charges

Thinking about paying your loan off early? Some loans trap you with hidden charges if you try to. Not Virgin. Pay your Virgin Personal Loan off as early as you want without any extra charges, and the sooner you do the more you�ll save in interest.

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DETAILS

Virgin Loan - Features

Facts at a glance, look at what you could get with this loan:-

That depends how much you're looking to borrow and how long you want to pay it off.

But as a rough example, say you applied today and borrowed �7,500 at our typical rate of 6.9% APR, paying it back over six years.

If you safeguarded your repayments against accident, sickness and involuntary unemployment with Payment Protection Cover, you'd pay �160.69 each month for 72 months. So the total you'd pay back would be �11,569.68.

If you didn't protect your repayments, you'd pay �126.76 each month for 72 months. And the total you'd pay back would be �9,126.72. (But remember, you'll be responsible for making your repayments each month, whatever happens.)

There's an optional charge of �25 if you'd like the cash into your bank account the next day, otherwise there's no additional charges.

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